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Cirencester Friendly, Mutuality House, The Mallards, South Cerney, Cirencester, GL7 5TQ

Cirencester Friendly

We at Cirencester Friendly are the IP professionals. Providing you expert knowledge with a personal service and award-winning income protection contracts.

We’ve been income protection providers since 1890, and because we only offer individual protection products, we have a real interest in being good at what we do! With a strong focus and commitment when it comes to growing the protection market.

We passionately believe by working together, we can grow the protection market.
As a Mutual Society, we are not only there when our members need us most, but also go above and beyond to ensure that our contracts deliver more than just a contractual financial pay-out.

Cirencester Friendly Videos

Why Cirencester Friendly

Cirencester presentation

Overview

About our income protection products

My Earnings Protected

Choice of claim period - Long-term or Short-term (2 years)
Own occupation cover
No premium loading for occupation, smoking or hazardous pursuits [1]
Guaranteed premiums with a choice of level or annual escalating [2]
Optional Severe Injury Cover protecting against injuries from day one
Benefit payable from 1, 4, 8, 13, 26 or 52 weeks including split deferred
Cover up to 65% of earnings
Guaranteed insurability options
A range of additional benefits
Option to add My Extra Benefits

[1] Excludes motor sports
[2]Subject to age band increases, indexation and contract changes

Income Assured Enhanced [3]

Own Occupation cover
No premium loading for occupation, smoking or hazardous pursuits [1]
Guaranteed Premiums [2]
Benefit payable from 1, 4, 8, 13, 26 or 52 weeks
Cover up to 60% of earnings
Guaranteed Insurability Options
Option to build a capital sum and share in Society's profit

Find out more about our products here.

[1] Excludes motor sports
[2]Subject to age band increases, indexation and contract changes
[3] Advisers must be authorised to advise on investment business (formerly CF30)