 |
Shared ownership 5 year fixed |
3.19% fixed until 31/12/2024 |
95% of share |
None |
Free valuation |
5% to 31/12/20, 4% to 31/12/21, 3% to 31/12/22, 2% to 31/12/23 and 1% to 31/12/24 |
Max 95% loan to share / 75% LTV (60% LTV in London and for new build flats)
Other standard criteria applies Product code FIX095
Min loan £75k / max loan £250k |
 |
First time Buyer 5 Fixed Year Fixed Exclusive |
3.12% Fixed until 30/06/2024 |
95% |
None |
|
5%, 5%, 4%, 3%, 2% until 30/06/2024 |
Available for purchase only |
 |
Residential Semi-exclusive Real Life 0 |
3.79% 2 Year Fixed |
90% |
£995 |
|
3%, 2% for 2 years |
Real Life 0 criteria applies |
|
Residential Semi-exclusive Real Life 1 |
3.99% 2 Year Fixed |
90% |
£995 |
|
3%, 2% for 2 years |
Real Life 1 criteria applies |
|
Residential Semi-exclusive Real Life 2 |
4.45% 2 Year Fixed |
90% |
£995 |
|
3%, 2% for 2 years |
Real Life 2 criteria applies |
|
Residential Semi-exclusive Real Life 3 |
4.49% 2 Year Fixed |
90% |
£995 |
|
3%, 2% for 2 years |
Real Life 3 criteria applies |
|
Residential Semi-exclusive Real Life 0 |
4.59% 5 Year Fixed |
90% |
£995 |
|
5%, 4%, 3%, 2%, 1% for 5 years |
Real Life 0 criteria applies |
|
Residential Semi-exclusive Real Life 1 |
4.79% 5 Year Fixed |
90% |
£995 |
|
5%, 4%, 3%, 2%, 1% for 5 years |
Real Life 1 criteria applies |
|
Residential Semi-exclusive Real Life 2 |
4.85% 5 Year Fixed |
90% |
£995 |
|
5%, 4%, 3%, 2%, 1% for 5 years |
Real Life 2 criteria applies |
|
Residential Semi-exclusive Real Life 3 |
4.89% 5 Year Fixed |
90% |
£995 |
|
5%, 4%, 3%, 2%, 1% for 5 years |
Real Life 3 criteria applies |
 |
Residential 95% Semi-exclusive |
3.47% Fixed until 31/06/2022 |
95% |
None |
£1,000 cashback |
2%, 1.5% until 30/06/22 |
Available for purchase only
Available in England only
Product code 14222
Minimum loan size £75,000
Maximum loan size £350,000 |
|
Residential 95% Semi-exclusive |
2.95% Fixed until 31/10/2021 |
95% |
None |
Free valuation |
2%, 1.5% until 31/10/2021 |
Available for purchase only
Available in England only
Product code 14223
Minimum loan size £5,000
Maximum loan size £350,000 |
|
Residential 95% Semi-exclusive |
3.50% Fixed until 31/06/2025 |
95% |
None |
£1,000 cashback |
5%, 5%, 3%, 3%, 1% until 31/06/2025 |
Available for purchase only
Available in England only
Product code 14224
Minimum loan size £75,000
Maximum loan size £350,000 |
|
Residential 95% Semi-exclusive |
3.22% Fixed until 31/06/2025 |
95% |
None |
Free valuation |
5%, 5%, 3%, 3%, 1% until 31/10/2024 |
Available for purchase only
Available in England only
Product code 14225
Minimum loan size £5,000
Maximum loan size £350,000 |
 |
Residential Cashback Semi-exclusive |
2.24% Fixed until 31/10/2021 |
75% |
None |
£1,000 cashback paid on completion Free valuation |
3%, 2% until 31/10/2021 |
Minimum loan £80,000
Maximum loan £1 million
10% overpayments per year
Available for purchase & remortgage |
|
Residential Cashback Semi-exclusive |
2.39% Fixed until 31/10/2021 |
80% |
None |
£1,000 cashback paid on completion Free valuation |
3%, 2% until 31/10/2021 |
Minimum loan £80,000
Maximum loan £750,000
10% overpayments per year
Available for purchase & remortgage |
|
Residential Cashback Semi-exclusive |
2.49% Fixed until 31/10/2021 |
85% |
None |
£1,000 cashback paid on completion Free valuation |
3%, 2% until 31/10/2021 |
Minimum loan £80,000
Maximum loan £500,000
10% overpayments per year
Available for purchase & remortgage |
|
Residential Remortgage Semi-exclusive |
1.99% Fixed until 31/01/2025 |
75% |
None |
Free valuation
Fees assisted legal for remortgages£1,000 cashback paid on completion Free valuation |
5%, 5%, 4%, 3%, 2% until 31/1/2025 |
Maximum loan £1 million
10% overpayments per year |
 |
Help to Buy Exclusive |
3.94% Fixed for 2 years |
75% |
£995 |
£500 cashback |
4% year 1, 3% year 2 |
Product code - RXB54
Available for all Help to Buy schemes
Reversionary rate 4.80% - no second sustainability check required
Tier 2 adverse criteria accepted
Minimum loan £25,001
Maximum loan £450,000 |
|
LUMI Limited Edition |
2.49% 2 Year Fixed |
70% |
£995 |
|
3% year 1, 2% year 2 |
Available for purchase & remortgage
Reversion rate LIBOR + 4.50%
Adverse credit acceptable - see criteria guide for full details |
|
LUMI Limited Edition |
2.59% 2 Year Fixed |
75% |
£995 |
|
3% year 1, 2% year 2 |
Available for purchase & remortgage
Reversion rate LIBOR + 4.50%
Adverse credit acceptable - see criteria guide for full details |
|
LUMI Limited Edition |
2.79% 2 Year Fixed |
80% |
£995 |
|
3% year 1, 2% year 2 |
Available for purchase & remortgage
Reversion rate LIBOR + 4.50%
Adverse credit acceptable - see criteria guide for full details |
|
LUMI Limited Edition |
2.95% 2 Year Fixed |
85% |
£995 |
|
3% year 1, 2% year 2 |
Available for purchase & remortgage
Reversion rate LIBOR + 4.50%
Adverse credit acceptable - see criteria guide for full details |
|
LUMI Limited Edition |
3.23% 5 Year Fixed |
70% |
£995 |
|
5% year 1, 4% year 2, 3% year 3, 2% year 4, 1% year 5 |
Available for purchase & remortgage
Reversion rate LIBOR + 4.50%
Adverse credit acceptable - see criteria guide for full details |
|
LUMI Limited Edition |
3.29% 5 Year Fixed |
75% |
£995 |
|
5% year 1, 4% year 2, 3% year 3, 2% year 4, 1% year 5 |
Available for purchase & remortgage
Reversion rate LIBOR + 4.50%
Adverse credit acceptable - see criteria guide for full details |
|
LUMI Limited Edition |
3.45% 5 Year Fixed |
80% |
£995 |
|
5% year 1, 4% year 2, 3% year 3, 2% year 4, 1% year 5 |
Available for purchase & remortgage
Reversion rate LIBOR + 4.50%
Adverse credit acceptable - see criteria guide for full details |
|
LUMI Limited Edition |
3.75% 5 Year Fixed |
85% |
£995 |
|
5% year 1, 4% year 2, 3% year 3, 2% year 4, 1% year 5 |
Available for purchase & remortgage
Reversion rate LIBOR + 4.50%
Adverse credit acceptable - see criteria guide for full details |
|
Shared Ownership Semi-exclusive |
2.44% Fixed until 30/05/2022 |
90% Of Share |
None |
Free valuation (Max £999) |
3%, 2% until 31/05/2022 |
Max loan £400k 10% overpayment |
|
Shared Ownership Semi-exclusive |
3.05% Fixed until 30/05/2022 |
95% of share |
None |
Free valuation (Max £999) £500 cashback |
3%, 2% until 31/05/2022 |
Min loan £300k 10% overpayment |
|
Shared Ownership Semi-exclusive |
3.69% Fixed until 30/05/2025 |
95% of share |
£999 |
Free valuation (Max £999) |
5/5/4/3/2% until 30/5/2025 |
Max loan £300k 10% overpayment |
 |
Retirement Interest Only Exclusive |
3.39% Fixed until 28/02/2023 |
60% |
£999 |
|
3% until 28/02/2021, 2% until 28/02/2022, 1% until 28/02/2023 |
No maximum age/No maximum term
Min loan £50,000 / Max loan £750,000
Available in England & Wales |