Landbay is a specialist buy-to-let lender providing tailored lending solutions for landlords. Their products include fixed and no ERC tracker rates, with some products being specifically designed for HMOs, MUFBs and expats.

Landbay’s team offers in-depth knowledge of the buy-to-let mortgage industry, combined with an innovative, technology-enabled approach to lending, which equips them to take on complex cases. With a highly experienced underwriting team on board, who you can speak with directly, Landbay provides a transparent and rational approach to securing mortgage finance, with speed and flexibility at its core.

Procuration Tables

Gross fee paid by lenderProcuration fee to intermediary

Buy to let 0.50% 

All information correct as at 20/09/2018

Buy to Let 0.45%

 All information correct as at 20/09/2018


How They're Different:

  • Specialist lending criteria
  • Fast and secure online applications
  • Deal directly with the underwriters 

Criteria Highlights

The Landlord:

  • Individuals
  • SPVs
  • Trading companies 
  • Limited Companies and Limited Liability Partnerships
  • First time landlords
  • First time buyer, first time landlords
  • First time HMO’s - 2 years’ prior experience
  • Universal Credit / DSS tenants
  • Expats – employed / self employed

The Property:

  • HMO & MUFBs – up to 10 beds/units
  • New build flats
  • Flats above commercial
  • Student lets
  • Lease 55 years at the end of the term
  • Ex Local Authority flats
  • Up to 36-month Tenancy Agreement
  • Corporate lets

The Financials:
  • Loan: £50,000 - £1,000,000
  • Max portfolio £2,000,000
  • Min val £80,000 standard property and £120,000 HMO/MUFB

​For Enquires

0203 817 7700 
Open 9am - 6pm, weekdays


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