The PMS Protection offering is designed to meet the needs of the financial adviser, giving your customers a comprehensive choice of p​rotection products to safeguard their income and standard of living against the unexpected. The providers have been chosen for their superior service, competitive products and enhanced commission terms.



Our new Zenith Proposition provides you with a complete solution to your customer’s needs. With a new streamlined sales process and solution for multi -benefit advice, our proposition will ultimately make it easier for you to have a conversation with your customers about protection.

ProviderTerm AssuranceCritical IllnessIncome ProtectionFamily Income BenefitPMIWOL
Legal & General
Royal London
Scottish Widows

​​Download a full list of the​ Zenith commission rates:

C​ommission Rates

Zenith Portal

For further information regarding the Zenith Protection panel, take a look at our dedicated PMS Zenith portal.

Enter Zenith Portal


A whole of market panel with the benefit of enhanced commission terms from the following providers:​​​

​4 Year Payment Period / Online API rates for Term Assurance ​2 Year Payment Period / Online API rates for Term Assurance
Provider ​ GrossNetGrossNet
AegonOnline API rates for Term Assurance185179Not AvailableNot Available
AIG LifeOnline API rates for Term Assurance192185176170
AvivaOnline API rates for Term Assurance189182Not AvailableNot Available
Legal & GeneralOnline API rates for Term Assurance185179Not AvailableNot Available
LV=Online API rates for Term Assurance185179163157
Royal LondonOnline API rates for Term Assurance201194177171
VitalityLifeOnline API rates for Term Assurance195188Not AvailableNot Available
ZurichOnline API rates for Term Assurance197190148143
The Exeter are also on our Market panel providing Income Protection.

​​Download a full list of the​ ​Market commission rates:

C​ommission Rates