Just

Just believes everyone deserves a fair, secure and fulfilling retirement.


As a leading provider of lifetime mortgages1, Just has helped tens of thousands of customers release over £3.5billion.  

As a specialist provider of financial solutions for those approaching and in retirement, Just wants to help you help your clients make the most of their property by providing products and award-winning service tailored to meet their individual needs.

1 Equity Release Council Q3 2017 

Procuration Tables

Gross fee paid by lenderProcuration fee to intermediary

2.00% (subject to a minimum of £600 on initial drawdown)

2.00% commission will also be paid on any further drawdowns 
once the overall advances exceed £30,000

All information correct as at 04/03/2019

2.00%  (subject to a minimum of £600 on initial drawdown)

2.00% commission will also be paid on any further drawdowns
once the overall advances exceed £30,000

All information correct as at 04/03/2019

Overview


Just’s Drawdown Lifetime Mortgage features include:

  • Drawdown from as little as £10,000 initially and £2,000 for each subsequent drawdown (up to the level of the facility). 
  • Just’s latest loan-to-value (LTV) rates.
  • Minimum property value £70,000.
  • Minimum age 60.
  • Commission paid on drawdown, once the overall advances exceed £30,000.
  • Minimum commission of £600 per case.

Just’s Lump Sum Lite Lifetime Mortgage is designed to help clients who want to release a one-off lump sum without the option to access a pre-agreed cash facility in the future. 

It usually allows clients to borrow a higher amount than the Drawdown Lifetime Mortgage, but normally at a higher interest rate.

  • Just’s latest loan-to-value (LTV) rates.
  • Minimum property value £70,000.
  • Minimum age 60.
  • Minimum loan amount of just £10,000.
  • Minimum commission of £600 per case.

Just’s Lump Sum Plus Lifetime Mortgage offers two LTV tiers:

  • Standard LTV - giving clients quick and easy access to a larger lump sum than would be available through their Drawdown Lifetime Mortgage, but usually at a higher interest rate. 
  • Enhanced LTV - using their expert underwriting capability to give clients the potential to borrow an even higher amount based on their medical and lifestyle conditions.

It is designed to help clients who want access to the maximum possible share of the money locked up in their home. Features include:

  • Just’s latest loan-to-value (LTV) rates.
  • Minimum property value £70,000.
  • Minimum age 60.
  • Minimum loan amount of just £10,000.
  • Minimum commission of £600 per case.

Address

Registered address:
Just Retirement Money Limited
Vale House
Roebuck Close
Bancroft Road
Reigate
Surrey
RH2 7RU


For enquiries

Call: 0345 302  2287
(Lines are open Mon – Fri 8.30am to 5:30pm)


Registration process

Please visit website:

www.justadviser.com