Leeds Building Society

​​​​Leeds Building Society is an award winning lender and the UK’s 5th largest building society. Their strong financial performance and 135 years of experience allow them to offer the best products and service to help meet the needs of your customers.

Their product range includes new build, buy to let, shared ownership and first time buyer options. Leeds Building Society also support the Government’s Help to Buy: equity loan scheme. What’s more, with their innovative Welcome Mortgage range, they are the only lender to offer 3 or 6 month interest free periods.

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Procuration Tables

Gross fee paid by lenderProcuration fee to intermediary

Residential 0.40%
Buy to let 0.50%

All information correct as at 01/06/2017

Residential 0.37%
Buy to let 0.45%

All information correct as at 01/06/2017


Leeds Building Society's lending has grown to record levels, as they continue to provide support for their intermediary partners. They’ve recently increased their processing capacity and have made significant improvements to their lending criteria.

They look at applications on a case-by-case basis, and have experienced underwriters who assess each application individually, rather than with a ‘one size fits all’ policy. Their manual underwriting means that your customers won’t be automatically rejected because they don’t tick a certain box.

Their affordability model is well-established and has been in place for more than two years. As a result of this, the impact of MMR on their service levels was minimal.

Leeds Building Society offer clear and consistent lending criteria across their range. They’ve recently made the following improvements:

  • Increased their maximum LTV on new build houses from 80% to 85%
  • Extended their mortgage offer validity from three to six months
  • Increased the maximum loan size from £1million to £1.25million on their residential home loans up to 65% LTV
  • Studio flats are now acceptable for residential applications
  • Their minimum property size has been reduced to 28 square metres 930sq metres for studio flats
Their UK-wide business development team will look after your customers’ mortgages from application through to completion.


Leeds Building Society
Mortgage Lending
105 Albion Street

For enquiries

DIPs submitted: 0113 225 7892

Existing application: 0113 225 7889

Click here to contact your RDM

When submitting an Application in Principle to Leeds Building Society for any case with a LTV greater than 85% where the system decision is 'accept', you should:

  • Send an email to MLDDIPTeam@leedsbuildingsociety.co.uk
  • The email Subject must read 'PMS/Sesame High LTV Accept - XXXXXXXX (where X is account number) - no other information is required
  • The Society will then check the credit score / credit file and respond within 24 hours to confirm whether the case can proceed
  • No action is required if a 'refer' is received when submitting an AIP, as the Society will be in contact as per its normal process

Please note - This process only applies to customers with a LTV greater than 85%. Applications for customers with a LTV of 85% or below will continue to follow the usual process.

Registration process

New user - register via their website: