We’ve got Buy-to-Let lending covered from A-to-Zephyr

We’re a dedicated buy-to-lender specialising in mortgages for individual and portfolio landlords, offering a range of products focused on meeting the needs of your clients. The product range features two, five, and seven-year fixed rates starting from 2.49%, LTVs up to 80%, and large loans of up to £2m. Plus, for a limited time only, we've removed our upfront Application fees from our entire product range!*

Procuration Tables

Gross fee paid by lender
Procuration fee to intermediary

All products     0.5%

All information correct as at 03/10/2019

All product 0.45%

 All information correct as at 03/10/2019


Zephyr Homeloans is a dedicated buy to let lender that provides a range of mortgage products for professional portfolio landlords and other specialist property investors.

Products and criteria highlights include:

  • Product range featuring 2, 5 and 7 year fixed rates starting from 2.49%
  • Ex-Local Authority and deck access
  • Large loan size – up to £2m
  • LTVs up to 80% (also available for HMOs and MUFBs)
  • HMOs to 6 bedrooms
  • MUFB up to 6 units

  • Flats above commercial
  • Landlords with DSS tenants accepted
  • UK permanent Right to Reside
  • Minimum of one full year’s trading required for Self-Employed and Contractors
  • No minimum income for Standard applications, £25K gross for professional landlords
  • Income top-ups acceptable

We’re here to support intermediaries by staying one step ahead of the specialist lending market, offering proactive guidance and providing mortgage solutions that will help you meet the needs of your clients, no matter how complex they might be

Where to find Zephyr

Gateway House
Gargave Road
BD23 2HL

Find out more


To register visit https://zephyrhomeloans.co.uk​ and select register – the link is on the menu bar at the top of every page.

Once you have registered, following verification, an email will be sent confirming your registration, this is usually done within a 24 hour period.