In recent years, there has been a substantial move towards buying an investment property through limited companies. This has primarily been driven by changes to the mortgage tax relief rules. In this expertise webinar, we have asked a selection of our lender partners to share their limited company BTL criteria with us.
Mortgage for Contractors is usually assessed differently to standard employed and self-employed clients. We have therefore asked a number of our lender partners to share their contractor policy and how they can help you help your clients.
Some borrowers are employed in certain professions, where their defined career path and reliable income allow lenders to support with enhanced criteria. For this webinar, we have asked some of our lender partners to explain how they can help your professional clients.
With holiday destinations abroad being limited over the last year, our mortgage desk has been getting increasing enquiries on holiday let mortgages in the UK. We have therefore asked a selection of our lender partners to share their holiday let criteria with us.
Around 5m of the UK workforce is self-employed, and while there are many advantages to self-employment, the pandemic has thrown its drawbacks into stark relief as many working for themselves didn’t have employee benefits, such as sick pay or the furlough scheme to fall back on. Therefore the government had to support with a range of measures. Many self-employed customers feel their loss of income during the pandemic will stop them from moving house or re-mortgaging. We have chosen a selection of our lender partners who will talk through their approach to underwriting for the self-employed, which will help you support those customers and quell this myth.
James Young and Mo Parmar of Aldermore take you through step by step how to read your customers accounts.
PMS is a trading style of Premier Mortgage Service Limited a company registered in England and Wales with number 5011650. Registered office: Aviva, Wellington Row, York YO90 1WR. PMS is an appointed representative of Bankhall Support Services Limited.